Bank of America® Premium Rewards® Credit Card: Unlock 60,000 Welcome Bonus Points for an Enhanced Banking Experience

The Bank of America® Premium Rewards® Credit Card brings another card with exciting rewards to its family of products, which already includes the Bank of America® Customized Cash Rewards Credit Card and the Bank of America® Travel Rewards Credit Card.

However, unlike the other cards in its product line, the Bank of America® Premium Rewards® Credit Card was designed to reach an audience that always seeks to guarantee the best experiences when traveling, visiting a new restaurant, or making an online purchase.

To ensure an even more exciting experience, Bank of America® brings to its Premium Rewards card a rewards system that makes your money work for you.

For every dollar spent in restaurants or even on travel expenses, two points are immediately credited to your account. For all your other purchases from any other segment, 1.5 points are generated for every dollar spent.

The credits related to your purchases never expire and can be used however you want — as a credit on your statement, to withdraw from an ATM and deposit into your account, or even for your online purchases. This makes your new card one of the most attractive financial tools on the current market.

Do you still have any questions about this? So, keep reading to find out more about the subject.

Explore the Bank of America® Premium Rewards® Credit Card: A Comprehensive Review

With one of the best welcome bonuses in the premium credit card segment, Bank of America® offers its customers through the Premium Rewards® Credit Card 60 thousand points – the equivalent of US$600 – as soon as they complete a spent US$4,000 in the first 90 days of using the product.

Bank of America® Premium Rewards® Credit Card customers have a more specific rewards profile, favoring bonus payments for those customers who use the card to plan trips or have gastronomic experiences anywhere in the world.

Because of this, the card does not have any fees for transactions made outside the United States, even when done digitally. As a result, your chances of accumulating points without spending more accumulate progressively, allowing you to use your money in ways that really make sense in your financial routine.

Discover the Exclusive Advantages of Premium Offer 

For Bank of America® Premium Rewards® Credit Card customers to take advantage of the product even more, premium benefits were also added to the offer. 

Check it below:

Enjoy Travel Protection with the Bank of America® Premium Rewards® Credit Card

Once you use your card to pay for your travel expenses — hotel, airline tickets, or even tourist tours — all complications will be covered by insurance.

Thus, delays, cancellations, or any type of interruption in your schedule caused by lost luggage, delays in the delivery of your bags, or even emergency evacuations also generate remuneration for any losses caused.

This allows you to travel with peace of mind and safety anywhere in the world. It also makes the experience much more accessible for amateurs and wanderlust ones who love traveling and exploring new places and cultures.

Reliable Car Protection: Safeguard Your Vehicle or Rental

Whether for your own car or rented vehicles on your travels, the Bank of America® Premium Rewards® Credit Card covers any problem you may have on the road, 24 hours a day, seven days a week.

Your card also offers additional protection and exemption from auto collision damage for cars rented anywhere in the world. This is a benefit that few personal vehicle insurance policies provide on the market today.

24/7 Concierge Service: Always Available for Your Needs

To serve premium customers, the Bank of America® Premium Rewards® Credit Card also offers concierge services, going in the same direction as the Amex Platinum Card.

With the Visa Signature® concierge service, you have support to plan your trips anywhere in the world, book tickets for events of all kinds, and guarantee superior gastronomic experiences in the best restaurants.

In addition to ensuring tranquility and the best local experiences in each chosen destination.

Safeguard Your Purchases with Extended Warranty Protection

When paid with your card through Warranty Manager Service, Return Protection, and Purchase Security, all your purchases can receive an extended warranty.

Through the program, all your purchases come with an extended manufacturer warranty. In addition, you can also count on repair, replacement, or even refund services for your products, which makes your money much more valuable.

Experience Luxury: Stay in the World's Best Hotels with Visa Signature®

One of the most interesting associated products with the Bank of America® Premium Rewards® Credit Card is, undoubtedly, the possibility of traveling in luxury around the world using the resources of the Visa Signature® program, which gives you access to the Luxury Hotel Collection.

Through the program, you can book a room anywhere in the world, obtaining a premium experience that will make your trip even better, more complete, and, above all, memorable. This is definitely a benefit to enjoy with your favorite travel companion.

Is the Bank of America® Premium Rewards® Credit Card Worth Your Investment?

Compared to other cards that offer premium experiences, the Bank of America® Premium Rewards® Credit Card stands out with its low annual fee of just $95. This puts it in competition with luxury market giants like Chase Sapphire Reserve®, which has a fee of US$550 per year.

However, Bank of America®, to grant the welcome bonus, requires an expense that can be pretty high when compared to other cards. Therefore, you may want to delay your request until a time when the $4,000 fee can be achieved within the first 90 days of opening your account.

To access the card, Bank of America® determines that your credit score is excellent and that you have an unblemished financial reputation.

The entire request process is quite simple. It must be done through the bank's hot website, and its evaluation is performed automatically in some business days.