Discover the Top Credit Cards for Maximizing Cashback Rewards!

Who does not love the idea of using their credit card and receiving part of what was paid in cash back to spend however they want?

Of course, you love this idea, too. And, of course, you must be eager to know what we will show you today. If you think you will finish this reading knowing exactly which credit card to apply for, you are more than suitable.

Today, our objective is straightforward: to enable you to use your money to your advantage. Putting money to work for ourselves is one of the things that new technologies applied to the financial market do very well. And, with the invention of the cashback credit card, the winner, of course, is always you. 

Unlock Unrivaled Cashback Benefits with the Apple Card: Your Ultimate Choice for Rewards

When Apple entered the financial market with its credit card, we already knew that we would have great innovation in addition to a stunning design.

This was definitely achieved when they delivered a card with a zero annual fee and no other type of fee. Even if you delay payment, there will be no fee — compound interest, yes, but no fees at all. Wichi is excellent, right? 

The card delivers rewards between 1 and 3% on all purchases. The biggest cashback comes from merchants who already use the option and pay via Apple Pay in their physical or digital establishments. Meanwhile, regardless of channel, all other purchases generate a kind of cashback.

Daily Cash, a product developed by Apple as a cashback credit system, works automatically.

Once the payment is approved, the balance is immediately credited to your account, which allows you to use your money however you want, whether redeeming it to your account, using it to pay your invoice, or even making new purchases in the Apple online store.

Earn Up to 5% Cash Back on Eligible Purchases with Chase Freedom Unlimited®: Your Ultimate Cashback Solution

Chase Freedom Unlimited® has a purchasing system that segments your cashback through categories.

In the most current offer, all your purchases guarantee 1.5% cashback, regardless of the segment. Your card will generate cashback for any use, whether in the market, online shopping, streaming services, or anything else.

However, the Chase Freedom Unlimited® becomes very special when it enters the drugstore and travel-related services segment.

In drugstores, whatever the chain, 3% cashback is guaranteed every time you use your card.

In services related to planning your trips, the return is 5% when you use Chase Travel to make your purchases and reservations.

This is an excellent product for those who love to travel or need products from the pharmacy frequently, such as people who need controlled medications.

Unlock Massive Savings with Blue Cash Preferred® Card from American Express: Enjoy 6% Cashback on Supermarket Purchases!

The Blue Cash Preferred® Card from American Express has the highest cashback rate in its pre-selected categories.

When used to pay for supermarket purchases, the card generates 6% cashback at any US chain.

The amount is always credited directly to the card statement, which allows you to use it however you want.

In addition to cashback in supermarkets, the card also generates the same percentage when used as a payment method for streaming services.

The card's annual fee is just US$95. Compared to the benefits it guarantees, the value becomes negligible. As a welcome bonus, every new customer also earns US$250 as soon as they reach US$3,000 in expenses in the first six months of using the card.

This is a good option for those who want to concentrate their day-to-day expenses on a single card and still receive its benefits and advantages.

Maximize Savings with Citi® Double Cash Card: Earn 2% Cash Back on Every Purchase, Every Time!

The Citi® Double Cash Card has an exciting dynamic regarding new credit cards. Although the 2% return may be considered low regarding cashback cards, it may be worth rethinking this first view, as the card has no annual fee.

Thus, everything you actually spend returns 2% to you, 1% at the time of payment, and another 1% when you effectively pay the invoice.

In addition to this advantage and dynamic, another very interesting factor is that each customer automatically receives a balance of 20,000 points on their statement as soon as they spend US$1,500 in the first six months of using the card.

This amount can be used in different situations, such as making purchases directly through the ThankYou program or amortizing the monthly bill payment. Citi also has other cards with similar benefits that suit this program.

Double Your Cashback Rewards with Discover It® Cash Back: Get More from Every Purchase!

We saved the best for last. Discover It® Cash Back is the most daring program ever designed for a credit card nowadays.

The explanation is quite simple and obvious: if you receive US$150 in cashback, the card gives you another US$150 throughout the first year of use, and there is no limit to this.

It does not matter how much you spend because each purchase generates cashback. So, you will have the same amount credited twice, making all your plans achievable really quickly.

Every quarter, the bank publishes the cashback calendar for the period. During this time, each purchase made in one of the types of establishments covered generates 5% cashback, which the bank then matches.

Therefore, the customer simply needs to activate the promotions for the period to start enjoying a bold, powerful dynamic that promises to make the card the best on the market regarding cashback.

Everything promised by the card program also has a zero annual fee. In other words, your earnings are really yours, without you having to worry about guaranteeing the bank's yearly fee in cashback to make it worthwhile. 

This is definitely one of the best products on the market, regardless of the customer's financial profile. This card adapts to different profiles and budgets.