Blue Cash Everyday® Card from American Express: The Ultimate Choice for Online Shopping? 

The Blue Cash Everyday® Card from American Express could be another credit card for those who want to receive cash back when paying for travel, gas up the car, or buying food.

However, with a powerful 3% cashback, Amex aimed this time and hit the nail on the head by proposing the creation of a credit card for those who want to make digital purchases.

Today, the Blue Cash Everyday® Card from American Express is one of the best cards for those who have taken their purchases to the digital market almost exclusively.

For this reason, this card is the topic of today's article. Keep reading to learn more about it and its benefits!

The Blue Cash Everyday® Card from American Express: Revolutionizing the Digital Consumer Experience

Focused on elevating the experience of customers who increasingly exchange physical stores for digital stores, the Blue Cash Everyday® Card from American Express guarantees that 3% of your purchases are automatically reverted to cash for you to use as you wish. Whatever you want.

The initial offer guarantees cashback on all purchases until US$6,000 is reached. After that, the reward drops to 1%, but it is still a way to ensure that at least part of what you would already have to pay is returned as credits for your subsequent purchases.

It is a way for the card to win over new customers, especially those native to the digital era, which already comprises a large part of the US consumer public nowadays.

Unlock 3% Limited Cashback on Grocery and Fuel Purchases with the Blue Cash Everyday® Card

For supermarket purchases and vehicle fueling, the Blue Cash Everyday® Card From American Express also guarantees 3% cashback on all purchases up to US$6,000. After that, the rewards are 1% on all purchases in the same segment.

The proposal for a card that guarantees high, but still limited, cashback values aligns with the fact that the card does not have any amount related to paying an annual fee.

This allows one to explore all of its reward dynamics without calculating the compensation for the annual maintenance fee to determine whether its use is still worth it.

This way, you can organize yourself and plan when and for which purchases it is worth using your credit card or not.

Blue Cash Everyday® Card from American Express: Elevating Benefits with New Partnerships for New Customers

All new Blue Cash Everyday® Cards from American Express customers have a network of partner companies to consider when applying.

With Disney, each month you pay for your subscription to any entertainment package using your card, a $7 credit is returned to your account. In practice, your basic package of US$9.99 is then US$2.99 when using your card.

With Home Chef, you receive a monthly credit of US$15 when you sign up for an auto-renewing subscription using your card to receive meal kits to cook at home every month.

These resources are perfect for those who love to enjoy a Saturday night cooking at home with good wine and watching their favorite television series.

Experience Cutting-Edge Technology Enhancements with Your Blue Cash Everyday® Card from American Express

For Amex customers, regardless of the type of card purchased, simply use the Amex App to access Send & Split, an exclusive service that allows you and any other Venmo and PayPal user to split a charge.

Therefore, if you are at a bar or restaurant and want to split the bill with a friend, you can access the Amex App to share the bill.

In addition to this exclusive service, Amex also has Pay It, which allows you to pay small amounts with a single tap on the app. Using Pay It also guarantees financial rewards for your account, generating cashback.

Plan It is a service in your Amex App that allows purchases of more than US$100 to be divided into fixed monthly installments. Monthly fees will also apply for this type of use, but these make plans to purchase a higher-value product more accessible.

With this resource, you can better organize yourself financially. It allows you to make larger purchases without going into debt and ruining your credit score as a result.

The Blue Cash Everyday® Card from American Express: Who Should Consider It and Is It Worthwhile?

The Blue Cash Everyday® Card from American Express is ideal for those who want to control their monthly expenses more effectively, receive cashback on their purchases, and have a beginner's score in the credit market.

While other Amex cards require a score above 750 for approval, the Blue Cash Everyday® Card from American Express appears to be aimed at an audience still on their way to credit.

Today, to be approved, you must have a FICO score of 670 and, of course, meet all the bank's other requirements.

However, it is always worth remembering that Amex, one of the most traditional cards in the American financial market, is an excellent lever for a more consistent credit relationship.

The card only offers a little cashback after the annual limit of US$6,000 is reached, regardless of the consumption category. Therefore, as there is no annual fee, it is a worthwhile financial tool, especially if you want to optimize and organize your finances.

Besides that, your benefits program is not all that worth it once you run out of $6,000. Cards like the Blue Cash Preferred® Card from American Express and Wells Fargo Reflect® offer more consistent cashback and usability proposals.

So, if you want an Amex, the Blue Cash Preferred® Card from American Express can be an excellent experience, but as we can see, it may, over time, prevent you from earning higher cashback. 

And, if you want to know more about other cards that offer even more significant benefits and advantages, such as cashback and zero annual fees, access our portfolio of articles and learn how to choose the best card according to your lifestyle and financial situation.