Bank of America® Personalized Cash Rewards Credit Card: Live A Personalized Experience With Your Benefits

Imagine a financial product from which you can choose how to experience all its benefits. In which the segments that you actually use become exclusive bonuses.

Now you can stop imagining because The Bank of America® Customized Cash Rewards Credit Card offers just that to its customers.

With your Bank of America® Customized Cash Rewards Credit Card, you can personalize how you enjoy your cashback to revolutionize a tepid financial products market.

Paying cashback as a benefit of using the card has gained popularity in recent years. However, like any commercial formula, the trend soon became saturated, mainly due to the lack of news.

Some issuers began to prioritize commercial segments periodically, offering their most significant incentives to customers who qualify to take advantage of them. But, with this methodology, cards like the Chase Freedom Flex® are already failing to attract new customers for that reason alone.

Meanwhile, the Bank of America® Customized Cash Rewards Credit Card soars in the race for new features. 

And you can learn more about it here, now!

Receive 3% Cashback On All Purchases Made In The Category You Want with The Bank of America® Customized Cash Rewards Credit Card

Undoubtedly, one of the most significant benefits of your Bank of America® Customized Cash Rewards Credit Card is the possibility of choosing which category of establishment you want to earn cashback at. And you can change your mind whenever you want. 

You can change the category in which your card generates the most rewards once a month. This way, you can also adapt your cashback to different times of the year, such as holidays or children going back to school.

Let's see how it works in practice: you can choose to receive money back when paying for your purchases in different segments, depending on what best aligns with your usage:

• Online using your card – such as TV, Internet, streaming services or services for your cell phone;

• Every time you use it to pay for your meals in restaurants;
• When planning your trip and purchasing flight tickets, car rentals, or hotels;
• When shopping in drugstores or pharmacies;
• When buying the products needed to renovate your home or that special place for your routine.

Choosing the segment in which you prefer to receive more cashback, however, does not mean that no other purchase will generate the benefit.

In addition to guaranteeing cash back on all qualified purchases in the most different segments, the Bank of America® Customized Cash Rewards Credit Card also guarantees benefits on all purchases.

Every time you use your card to pay for your purchases in supermarkets or even wholesalers, a 2% cashback returns to your statement. For any other segment not listed, your Bank of America® Customized Cash Rewards Credit Card generates a cashback of 1%.

In other words, no matter how you use your card, you will always get some financial return!

Enjoy 0% APR For The First 15 Cycles Of Your Card

The Bank of America® Customized Cash Rewards Credit Card follows in the footsteps of other financial market giants. Products such as the Citi Rewards+® Card, the Wells Fargo Reflect® Card, and the U.S. Bank Visa® have a zero APR rate for the first 15 card cycles.

Although the 0% APR is only valid for the first 60 days after unlocking your card, it is still a beautiful rate for balance transfers. With 0% APR, you can organize your financial life, eliminating interest and giving more value to your money.

After this expires, the fee becomes 4% on all your balance transfers. So just enjoy!

Technology At Your Service: Count On Exclusive Security Features

The Bank of America® Customized Cash Rewards Credit Card has superior features to ensure your security at all times, regardless of its use.

With modern and qualified security features so that your money is always worth more, you receive, as soon as you sign your card, access to:

Fraud Protection

Any sign of fraud is automatically blocked, even without you realizing it. All it takes is for any abnormal pattern to be detected so the bank can preventively block your card without compromising your financial life.

Balance Connect®

The Balance Connect® service is available to all Bank of America® Customized Cash Rewards Credit Card customers. 

Once you link your Bank of America® account to your card, it prevents declined purchases, returned checks, and even unauthorized withdrawals. 

Additionally, all your transfer fees are automatically reset.

Apply For Your Credit Card Without Compromising Your Score

Your score is one of your most precious financial assets, and it is very stressful to see it drop while undergoing a credit assessment to apply for a card, right?

For this reason, the Bank of America® does not impact your credit score when you request an evaluation. So, you can just fill out your proposal to check if everything will work out. 

In the end, your credit score can only change after your card is approved.

Is The Bank Of America® Customized Cash Rewards Credit Card Worth Applying For?

Some factors must be evaluated when choosing a new credit card, especially its rewards system.

The first point you need to note is whether the card's promise of an advantage will benefit your financial life.

For example, the ability to personalize cashback offers on the Bank of America® Personalized Cash Rewards Credit Card may really catch your attention.

However, it is always worth keeping an eye on other promotions and advantages, such as those offered by cards that adopt offer calendars and guarantee greater cashback at specific periods of the year for each segment.

Although there are currently better offers if your credit use is more focused on specific segments, the Bank of America® Customized Cash Rewards Credit Card is an excellent option for improving your financial life.Your request is also really simple, and the credit score required for approval ranges from good to excellent.