Cashback on the Go: How to Make Money While Traveling

A tourist trip usually starts with a dream, whether seeing an incredible place again or setting foot in the city for the first time in your life.

On the other hand, a business trip needs to be optimized at every moment, mainly so that your stay has the time necessary to resolve what is required and, at the same time, can be economical for your company.

What about holiday trips for each parent and family member? These trips, even if they don't always include hotels or on-site transportation, also require some prior planning, mainly so that you can save on tickets and travel.

In other words, it does not matter what trip you take. There is always a way to make it more economical, more financially advantageous, and, of course, always unforgettable and pleasurable.

If all trips have this in common, what else brings them together? With a sound credit card, you can save and generate cashback from the moment you start planning each step.

Do you want to know how to earn more cashback on all your trips, regardless of the reason for leaving home? Follow along with us!

1 – Start Earning Cashback Before You Even Leave Home: Your Trip Planning Guide

Planning your trip is one of the most essential stages of any project, whether getting to know a new country or a city 500 miles from your home.

Because of this, it is important to compare some travel-focused cards and choose which one will be your companion on this adventure.

There are many options on the market for different customer profiles and consumption styles.

For example, the Platinum Card® from American Express is aimed at a luxury profile. Still, its advantages are so powerful that they can satisfy any type of traveler willing to pay its annual fee of US$695.

The Chase Sapphire Preferred® Card, even with a more modest annual fee of US$95, can offer a large cashback margin for those who use Chase Travel in all their ticket and hotel booking stages.

The Hilton Honors American Express Surpass® Card is already focused on even better experiences for those staying at one of the largest hotel chains in the world.

In other words, it does not matter what your usage profile is. There will always be a credit card that fits your budget and generates benefits for your financial life from the moment you plan your trip. Just choose it!

2 – Get More from Dining Out: Top Credit Cards with Cashback Rewards at Restaurants

If you like to explore the entire gastronomic tradition of a new city or even revisit your favorite restaurants in that corner of the world that you love most, having a card that generates more cashback in restaurants is an excellent way to give more value to your money.

One of the best cards on the market for those looking to have gastronomic experiences anywhere in the world and receive generous rewards whenever they travel is The American Express Platinum Card®, especially as it has benefits with Resy utterly free of charge and valid worldwide.

Another option for those who want to access the best flavors worldwide is the Capital One SavorOne Cash Rewards Credit Card, which guarantees 3% cashback on any purchase made using the card anywhere in the world.

On trips where you will spend more at restaurants, prioritizing a credit card with these features is a more than advantageous solution for your cashback balance to be even greater.

3 – Maximize Your Savings: Top Credit Cards Offering Cashback on Various Transportation Expenses

In addition to arriving at your destination, you will undoubtedly use public or shared transport services.

To make the most of your adventures in your destination country or state, research the most used type of local transport and check if it is possible to purchase advance credits using cards that return cashback for use in transport, such as the Blue Cash Preferred® Card from American Express and Prime Visa, for example.

With these credit cards in your pocket, you can have more hassle-free trips and save even more on your journeys between the airport, accommodation, and destinations.

4 – Discover the Best Credit Cards with Zero Foreign Transaction Fees

If you want to visit another country and plan every detail that will take you there, card proposals that do not charge fees for foreign transactions must be evaluated.

This resource is invaluable as it renders your journey feasible and significantly slashes your expenses.

Just pause and contemplate the magnitude of savings achievable, particularly regarding the exorbitant fees often associated with international transactions. 

By leveraging this tool, you open the door to a realm of affordability, allowing you to maximize your travel budget and indulge in experiences that might otherwise be out of reach.

Market practice is to tax all purchases made outside your home, when in foreign territory, at around 3%.

However, some credit cards do not charge in this regard, allowing the traveler to make the most of their trip without any worry about their return bills. These include the U.S. Bank Cash+® Visa Signature® Card and the Citi Rewards+® Card, which does not even charge an annual fee.

Enhance Your Travel Experience: Smart Strategies for Savings and Enjoyment

Embarking on adventures to explore the world is undeniably one of life's greatest pleasures. Yet, ensuring your enjoyable and financially sustainable journey is vital to genuinely savoring every moment.

Before you even consider booking your first flight, prioritize finding a credit card that can serve as your ultimate travel companion. 

Seek one that boasts widespread acceptance worldwide, sparing you the hassle of tangled transactions and exorbitant fees. Additionally, aim for a card that offers enticing perks and benefits, enriching your travel experience even further.

Several cards available in the market provide substantial perks explicitly tailored for travelers. Take, for instance, the Delta SkyMiles® Reserve Business American Express Card, renowned for its comprehensive travel insurance coverage. 

With such a card in hand, you can embark on your journey with added peace of mind, knowing that you're safeguarded against unforeseen circumstances right from the outset of your adventure.