Chase Freedom Unlimited®: Enjoy Lifetime Rewards with No Annual Fee

Chase Freedom Unlimited® is one of the most dynamic credit cards on the market and the most affordable financial product among the bank's family: Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Ink Business Preferred®, and Chase Freedom Flex®.

Each bank card seeks to serve a specific audience profile, from travelers to people always on the road looking for a new business to those responsible for household purchases.

With this dynamic, Chase seeks to reach customers of all profiles and audiences, maximizing each person's chances of obtaining a financial product that offers a very positive experience at all service levels.

We're sure that one of Chase's cards fits perfectly into your moment and lifestyle. Keep reading to find out which product is ideal for you!

Unlock the Benefits of Chase Freedom Unlimited® and its Reward Program

Every Chase Freedom Unlimited® customer can earn a $200 bonus as soon as they make $500 in purchases within the first three months of opening their account.

This welcome offer is quite attractive, especially since the card does not have an annual fee. Thus, the gain is truly free and corresponds to an important percentage of the total to be spent, which makes it very inviting — especially for those looking to start their financial lives with a credit card.

Another advantage of Chase Freedom Unlimited® is its rewards rate. On all purchases, regardless of the time of year or even the establishment category, you receive at least 1.5% cashback.

The refund is credited directly to your account, and with it, you can do anything you want, from paying part of the invoice with the credit to even purchasing the products you want.

In drugstores, the cashback is even greater. Chase guarantees a 3% financial return on all your purchases in stores in this category.

Believe it or not, the reservation is even more optimistic for travelers. You can earn 5% cash back on all travel expenses paid through your Chase Travel card.

With so many ways to earn cashback, one of the most significant advantages of purchasing Chase Freedom Unlimited® is that the points never expire. This allows you to take advantage of the advantages and benefits in the best possible way and at your own pace.

As long as your account remains open and your invoices are always correctly paid, your points will be available for redemption in any way you wish, whether using them to pay part of the outstanding balance or to plan your next trips.

Enjoy 0% Introductory APR for 15 Months: Count on Chase Freedom Unlimited®

Chase Freedom Unlimited® offers its customers 0% APR for 15 months from the date you open your account.

The offer applies to both new purchases and balance transfers when debts on a card can be transferred to Chase, so you can organize your financial life by taking advantage of a much lower rate than the original.

After the benefit grant period ends, the account starts to have a variable APR, which can range from 20.49 to 29.24%.

Although the bank offers an exciting way to organize your financial life, balance transfer fees still apply, and they can vary according to each customer profile.

Therefore, carrying out a detailed analysis of all balances that apply to the original amount is recommended before requesting any balance transfer to your card.

Interest-Free Installment Payments: Shop Smarter with Chase Freedom Unlimited®

A trend with new credit cards is the ability to pay in installments for qualified purchases, generally worth more than US$100.

Installments are made through an agreement with the bank, in which the customer agrees to pay a fixed monthly fee to make the purchase over a longer period of time.

There is no interest rate for qualified purchases that have the total divided across invoices.

The duration of the installment plan varies between 3 and 24 months, and it is automatically determined by the purchase value, your ability to honor financial commitments, and your account history. 

This is an excellent resource for those who are interested in making larger purchases, without necessarily organizing and saving up in advance to do so.

This payment option allows you to access the products you want as soon as possible and pay month by month, as possible. 

Craft Your Custom Credit Journey: Personalized Profiles with Chase Freedom Unlimited®

Through Credit Journey, Chase Freedom Unlimited® offers its customers a personalized credit journey to protect their financial health. 

Every week, Chase releases a report on your credit score, which you can access for free anytime. This is an excellent option for those clients who are not yet so financially organized, but are looking to have a better financial life.

Chase also uses refined artificial intelligence capabilities so you can simulate future scores depending on your financial choices. Another resource that can be excellent for those who have not yet managed to organize themselves financially the way they would like.

This will help you make better and more positive decisions about your account's health and ensure that you can, above all, maximize the efficiency of your money.

Enhance Your Financial Journey with Chase Freedom Unlimited® Partnerships

All Chase Freedom Unlimited® customers rely on Doordash services, which ensure efficient deliveries when needed. A US$0 delivery fee covers this for the service's first three months.

For those who optimize their time with shared rides, customers who choose Chase Freedom Unlimited® as a payment method on Lyft will also receive 5% cashback on all their rides until March 31, 2025.

As part of Chase's team of great partners, all new customers also get three months of free use on Instacart+, with a $0 delivery fee for the entire period.

The subscription process is quite simple: take advantage of all the card's offers and benefits. Just access the Chase website and fill out your proposal. The response is quick, and approval is very accurate for those with an adequate credit score and a positive financial journey over time.