Discover It®: The Best Credit Card For Those Who Do Not Need Cashback

Most current credit cards already offer specific conditions for their customers to receive cashback. However, the scenario changes a little when it comes to Discover It®.

Discover It® is the card that offers the most significant cashback advantage on the market nowadays. No matter how much you spend, the cashback rate is automatically matched for every dollar paid using your card. 

For example, if you receive US$150 in cashback, your card will have a balance of US$150 indefinitely throughout your first year of use.

Now that you have come this far, you may wonder: what is the annual fee to guarantee all these benefits?

The answer to this question could not be better: zero. That's right. Discover It® has no annual fee and guarantees the biggest cashback we have seen in the financial market.

Were you enchanted? So, come find out more about your new card before completing your application.

Is It Really Worth It? Find Out What The Discover It® Rewards Rates Are

Your Discover It® card offers different reward percentages depending on the activation calendar and the location where you use it as a payment method. 

Check this out!

Earn 5% Cashback On Your Daily Purchases According To The Discover It® Calendar

Your card guarantees a 5% cashback balance on all your purchases every quarterly cycle. This includes markets, gas stations, restaurants, and even more.

For each calendar start, you must activate your offers using your own application.

After doing the activation, all purchases you make at establishments in these segments generate credits that the operator then doubles.

This way, you guarantee better financial planning to enjoy the benefits of your credit card even more.

Since the beginning of 2024, the card has already presented two purchasing cycles, the first from January to March and the second from April to June.

In the first activation cycle, customers could enjoy 5% cashback at all establishments registered as restaurants and drugstores.

Customers who activate the benefit from April to June will have advantages at gas and electric vehicle charging stations. In addition, construction materials and public transport stores will also start generating cashback.

The next activation cycle will be announced on June 1st, and the last one of the year will be announced on September 1st.

Earn 1% Cash Back On All Purchases – Even Those Not Activated In The Quarter

Whether you have activated your benefits for the quarter or not, all your purchases will always generate 1% non-cumulative cashback, with the balance you would earn on your eligible payments.

In other words, even if you miss the activation deadline or are not very interested in consuming in places where your card is generating more balance, you will always win in some way.

It means you can enjoy even more of your card's benefits, which will always cover the same amount of your cashback in more balance on your statement.

0% Introductory APR For The First 15 Months Of Use Since Activation

In addition to generating unlimited cashback on all purchases, your card has an introductory APR of 0% for the first 15 months of use.

This dynamic is already well known in the market and is present in great credit cards such as the Citi Rewards+® Card, Wells Fargo Reflect® Card, and even the U.S. Bank Visa® Platinum Card.

With the introductory APR of 0% for the first 15 months of using the card, you can take advantage of this benefit to replan your financial life from the beginning.

It is possible to transfer balances between cards and remove your debts from the forefront, paying a lower interest rate and increasing your money's efficiency.

After the first 15 months of using your card, the rate changes between 17.24% and 28.24%.

Receive Different Solutions For Your Financial Security For Free With Discover It®

Your Discover It® guarantees access to security solutions that significantly contribute to greater financial peace of mind in your daily life.

To ensure your privacy is always preserved on the web, the card application will alert you when your personal information is circulating on unreliable websites or search tools.

Your social security number is also guaranteed to be protected on thousands of Dark Web sites that are constantly monitored.

The issuer's technical team will perform a quick and reliable analysis for any purchase you did not authorize and paid using your card. This will guarantee more security in your transactions and, above all, that you will only pay for what you actually consume.

Express Your Identity Through Cards Personalized To Your Style

When subscribing to your new Discover It®, you can choose between 25 designs that were created by partner artists so that your identity is also present in your financial life.

It may be a minor concern when choosing a credit card, but opening your wallet and finding a product that resonates with you is really cool.

How to request your Discover It® and enjoy all the exclusive benefits

The process is quite simple, and you can get all the exclusive benefits of Discover It® just by submitting your request directly on the card's website. The best part of it is that it will not affect your credit score even if it is not approved.

It is an exciting point of the Discover It® methodology, especially to guarantee smoothness and convenience for its potential customers.

Your new card understands, which is an advantage, for those of you who have stayed with us this far know that points received in the form of cashback never expire.

It makes this a product among the most premium on the current financial market, not only because of its undeniable advantages but also because of its guarantee of zero annual fees, zero APR, and, finally, a balance of lifetime rewards. 

In other words, it is the perfect card for those who want to organize their financial life, optimize expenses, and guarantee benefits with each purchase.